Andrew Bonwick
Vice President of Product Development at Relm Insurance
Madhav Sheth
CEO of Ai+ Smartphone
Stephen Rose
CEO Render Networks

Finally, the much-awaited feature has arrived for WhatsApp users. The latest beta WhatsApp update for Android users has added QR Code payments option, meaning a user can now payments by scanning QR Codes. Since the rollout of WhatsApp Payment service, users have been questioning about the absence of QR Code payments option. But finally, it has been added to the platform. However, only Android’s latest beta version 2.18.93 has this feature, and the update was rolled out yesterday as per Google Play Store.

WhatsApp users with payments option enabled can head over to the ‘Settings’ menu by pressing the three-dot menu on the right top. After that, they need to head over to the Payments option and select the New Payment option by scrolling down, which will present them with two options- To UPI ID and Scan QR Code. Choosing the second option will take you the QR code scanning screen and post scanning the code, you will be asked to enter the amount followed by the UPI PIN verification.
Unfortunately, this is the only process to make a QR Code payment. Last week, WhatsApp added the functionality of UPI code payments to the platform, allowing users to make payments using the unique UPI ID.
When the feature rolled back last month, WhatsApp allowed users to make payments only to the contacts list. However, Paytm spotted the absence of UPI ID payments and QR Code payments on WhatsApp and criticised the Facebook-owned company for not completely following the UPI payment guidelines.