BSNL Announces Mobile Wallet to Promote Digital Payments in Semi-Urban and Rural India

By August 18th, 2017 AT 11:22 AM

State run telecom operator Bharat Sanchar Nigam Limited (BSNL), yesterday announced its mobile wallet, in collaboration with digital payments service Mobikwik. With this wallet, BSNL is looking to enable one-tap bill payment for its 100 million subscribers across the nation.


BSNL also confirmed that customers could use this wallet in more than 1.5 million merchants in the entire India. The digital wallet, developed by MobiKwik for BSNL, is in line with the telecom corporation’s intent to take the reach of digital payments to semi-urban and rural India, a BSNL statement said.

The application offers all the basic digital payments services such as online recharges, make bill payments, and book bus & train tickets. Launching the digital wallet, telecom minister Manoj Sinha said, “With this co-branded wallet, the ease of payment will be extended to all the customers while equally strengthening financial inclusion in the rural hinterlands, which often get neglected”.

BSNL chairman Anupam Srivastava said the partnership would ensure that all its 100 million customers are able to “seamlessly and conveniently transact and make mobile and other financial payments through the co-branded MobiKwik wallet”. Srivastava said the wallet will work on both smartphone and feature phones.

The alliance with BSNL will “empower masses in India with access to dependable internet connectivity and digital payments”, Bipin Preet Singh, founder and CEO of MobiKwik said. The BSNL wallet will enable people to pay bills, recharge their phone connections and pay for their daily purchases, he added.

Furthermore, the government-owned PSU stated that with over 1.5 million merchants already on board, this is India’s largest wallet by any telecom company.

This is an excellent move from BSNL as its rival operators such as Bharti Airtel has the My Airtel app, Vodafone has mPesa service, Reliance Jio has JioMoney. This move also enables BSNL to go against digital wallet apps such as Paytm and PhonePe.

Passionately following the Indian #Telecom Industry for over a decade from Business, Consumer and a Technical perspective. My primary focus area is Consumer & Digital Experience.

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Ankit Jain

Mobikwik Supercash k baad mobikwik se nafrat ho gai h, useless h wo…

Sunny | Lucknow

LOL. I had some supercash but still uninstalled the app. They are so petty that they even have expiry date for supercash.


I uninstalled after their supercash bs.

onam jee

supercash is the most superchutiya concept of the wallet history…even one day validity cashback is nicer than this supershit mobikwik..I’ve lost approx 100 rs useless supercash.

phase wise siyapa..
1st made it validity based.
2nd only 10% usable on recharges.
3rd only usable above 100 txn.
4th made even more shit with only 5% usable on recharges.

before uninstalling…i suggest u to redeem the loyalty points as loyalty cash and use them as soon as possible…they can shit something new at any moment.


Anyone using Airtel Payments Bank please tell me can u add APB a/c in UPI app like PhonePe??? I’m using APB Wallet, so i can’t add.


No. It doesn’t support in UPI aaps.

PhonePe does show the option of Airtel Payments bank to be linked through UPI guess it should work, but what would one do with a limit of 1 Lac on deposits? 7.25% upto 1Lac isn’t much higher than 7% upto 1Lac being offered by DBS which will let you deposit above 1 Lac with 6% interest and allow unlimited cash withdrawals with the debit cum ATM card from any bank’s ATM.


DBS Bank is awesome… But Airtel Payments Banks gives interest monthly… That’s a plus point…

onam jee

yes bro…that’s you’re right and something a good thing from airtel.

onam jee

here its not a matter of investment…its abt the knowledge of things and process…these wallet and upi apps can be used for multiple cashback offers for small users..not everyone is for investing.
and one more thing….phonepe supports apb..but not the airtel recharges and i think this is the issue from airtel side not from the phonepe..because there are some other apps..which not supports airtel recharges.

onam jee

it supports..I’m using it. have a apb acc linked with phonepe and did many transactions without any problem. if u withdrew through apb, it charges some rupees. but through apb its no txn charge as of now. apb offers u the online dabit card, use that for setting up the upi pin.

onam jee

*amend: read this line—

“but through apb its no txn charge as of now”

as below—

“but through upi (like bhim, phonepe) its no txn charge as of now”

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