WhatsApp Request Money Feature Goes Live for Some Android Beta Users

The popular instant messaging app, WhatsApp recently launched UPI enabled payments feature in India. The feature introduced money transfer services allowing users to send and receive money from contacts and UPI addresses. Now it appears the Facebook-owned company is working on introducing a new feature. Lately, some WhatsApp users are noticing a new feature that lets them request money from their friends and family. There is a new “Request Money” option beside the “Pay Money” option for sending money to contacts. The feature is part of the WhatsApp latest beta version (2.18.113) on Android. This is still a beta version meaning that it has not been rolled out to the public version of the app yet. The twitter user @FidatoCA first spotted this feature and only pops-up when you try to request money using a UPI address. When we checked for the same, the feature didn’t appear.


If you want to request money from any of your contacts, you’ll need to navigate to Settings > Payments > New Payment and enter the UPI address or scan the QR code.

Following UPI address verification of the user, you will see that the options in the pop-up have changed. The pop-up now shows you both a ‘Request Money’ and ‘Pay Money’ option.

You can tap on Request Money, and then just enter the amount and send the request. All the pending requests expire in 24 hours, and you can see the transactions in the Payments menu under the settings. The status is updated once your contact accepts or declines the request.

At the moment the “Request Money” feature only works with UPI IDs. If you already have the contact stored in WhatsApp, their name will appear in a list, and you can also add any other VPA you want directly into the app.

For those uninitiated, WhatsApp payment system is currently limited to Indian market only. The payment systems are based on IMPS, which ensures that the transactions are instant and facilitated bank to bank. With over 200 million active users in the country, WhatsApp finally seems to have found a way with digital payments to monetise its app.

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19 Comments on "WhatsApp Request Money Feature Goes Live for Some Android Beta Users"


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April 16, 2018 10:05 am 10:05 AM

PAYTM is best as we can transfer cashback amount to bank with nominal charge (for non-kyc) & (free for kyc customers). Phonepe has disabled cashback transfer & too

Girish Gowda | BengaLuru
April 16, 2018 3:14 pm 3:14 PM

No you cannot transfer any wallet balance with minimum KYC even if you’re ready to pay the fee. I have already tried that.

Aniruddha Dhar|Santragachi|West Bengal
April 15, 2018 7:15 pm 7:15 PM
Hey friends! Can you people please make a side by side comparison between Paytm and phone pe? I have used BHIM, phone pe and currently using Paytm. Which is the best in respect of overall usability and cashback? I don’t like BHIM though it is the simplest but lack of options like bill payment and recharge makes it a no no for me. Haven’t tried tez. Not intend to in future also as I don’t like the interface of tez. Also another question, is doing full kyc with wallet companies create any problems like if I do full kyc then… Read more »
April 16, 2018 7:10 am 7:10 AM
Phone pe, bhim, tez, whatsapp, paytm all have common option…that’s phone number. @ybl, @upi, @paytm, for WhatsApp, tez just ignore extension…. App to app it’s good to go with phone number alone. U can do ekyc at paytm, I did years back… Everything is normal to me, even if your LPG comes to paytm….its best you can it for. Wrt to paytm ekyc….u get more cash bavk offers when u buy at paytm mall….last time I got almost 50 percent back…. Purchased up to 14-15k of household items….got almost 7k cash back. Like this it’s beneficial. Don’t ever register for… Read more »
Aniruddha Dhar|Santragachi|West Bengal
April 18, 2018 7:18 am 7:18 AM

For tax implications I meant do I have to show each & every wallet accounts along with my bank accounts in filing of ITR like in 2017? If it is then it will be a cumbersome process.

Girish Gowda | BengaLuru
April 16, 2018 3:17 pm 3:17 PM

Only recently started using Paytm. Cashbacks and discounts aren’t as much anymore I guess. Still got some household items last week for 6K.

April 16, 2018 9:39 pm 9:39 PM

Paytm mall offers much for ekyc verified user

Girish Gowda | BengaLuru
April 16, 2018 11:20 pm 11:20 PM

I am an ekyc verified user, just not an Aadhaar verified user.

April 15, 2018 8:33 pm 8:33 PM

I am using AIRTEL payments bank, Paytm, BHIM and Tez whenever needed. I haven’t faced any problem. Just do not believe the paid comments against these. Just install ‘norton app lock’ and enable device admin permission for the app. Then assign 4 digit password. Then go to the app and choose individual apps to lock. Simple.

April 16, 2018 7:14 am 7:14 AM

Lol….Why u using Cheap china backed paytm?? U r phone didn’t get recent security patch?? Why Norton?? Phones have default app lock….why u need app lock when you have phone lock and UPI password?? Why why….kind of thugness??

Girish Gowda | BengaLuru
April 15, 2018 8:09 pm 8:09 PM

PhonePe is the best.
And no nothing of the sort will happen without you consenting to it. Don’t activate Airtel wallet or payment bank though. They do such shady business.

April 16, 2018 7:16 am 7:16 AM

Airtel does, that’s for sure…for paytm I feel its more useful wrt offers and Cash backs. #paytmmall.

Aniruddha Dhar|Santragachi|West Bengal
April 16, 2018 4:39 am 4:39 AM

I think phone pe has the upper hand compared to Paytm in the send wallet money to bank account section. Whereas paytm deducts certain amount for individual customers to send money to bank account from wallet, phone pe doesn’t deduct any. Yes I know cashbacks can’t be sent back to bank account. That’s ok. Looks like I have to use both Paytm and phone pe to get the most out of both especially the largest offline merchant support of paytm. How far govt of India gone so far regarding interoperability of e-wallets?

Girish Gowda | BengaLuru
April 16, 2018 3:20 pm 3:20 PM

RBI is planning on making it mandatory for e-wallets to work with each other like UPI does with every platform. They don’t want wallets to be a closed system.
And yes, Paytm has the widest offline acceptance because anyone can open a Paytm merchant account quite easily with no account charges and so offline stores do this to improve their business.

Aniruddha Dhar|Santragachi|West Bengal
April 16, 2018 4:29 am 4:29 AM

Hmm, thanks for the comment. Yes airtel do such shady business tactics. Yes phone pe is also a good option in terms of its clean ui. But paytm has the largest merchant support offline. Isn’t it? What do you think?

April 16, 2018 7:58 am 7:58 AM

Phonepe or BHIM is not supported by most of the merchants. Paytm is supported even at few PANI POORI stalls at HSR layout bangalore and also at some grocery stores also !!!.

I use AIRTEL PAYMENTS BANK just to load amouny and do AIRTEL recharges whenever needed to get cashback in AIRTEL wallet. Simple.

Girish Gowda | BengaLuru
April 16, 2018 3:23 pm 3:23 PM

Why you need cashbacks? I thought u were rich and were paid by Airtel.

April 16, 2018 7:22 am 7:22 AM

Yes paytm is hybrid one…i think they might enter into wechat like one in China…..competing against WhatsApp, tez……paytm has more options that can be incorporated into….they have everything…. Bus to airbus. I feel paytm is getting more cluttered/confused bcz of its available services….paytm need to separate paytm mall…just like phone pe/flipkart.

Girish Gowda | BengaLuru
April 16, 2018 3:22 pm 3:22 PM

They launched Paytm Mall app exclusively for this reason. To declutter the shopping side of Paytm Mall from its online services model of Paytm. But users aren’t using Paytm Mall as quickly as they hoped for and so we can still buy the same stuff on Paytm also.