BHIM App Launched by PM Modi: Here’s Everything That You Need To Know

To make the route to demonisation easier, Prime Minister Narendra Modi launched the app called BHIM, which stands for “Bharat Interface for Money”. The app is based on UPI (United Payments Interface) and aims at easing out everyday digital transactions directly from bank accounts. The app is connected to your bank account.

• Make Telecom Talk My Trusted Source
• 
• 

The BHIM app enables everyone with a bank account to pay or receive money via online banking. Unlike digital wallet, this app does not ask the user to transfer the money to the wallet first. At the launch, Modi said,”Be it a smartphone or feature phone of Rs 1,000-1,200, BHIM app can be used. There is no need to have Internet connectivity. One only needs a thumb. There was a time when an illiterate was called ‘angutha chhap’. Now, time has changed. Your thumb is your bank now. It has become your identity now.”

How to download BHIM app?

The app is available on Android, click here for downloading the app. It will soon be made available on iOS too. For the feature phone users, you can access the app without the internet by dialling *99#.

How to use the BHIM app?

After successfully installing the app on your Android phone, open the app and register your bank details and also select a UPI PIN for security. The app uses your mobile number as the payment address, which automatically enables the user for transactions on the app. On BHIM app, the user can send money to a phone number, bank account, check account balance, or also pay by scanning a QR code (similar to PayTM). All these transactions do not even require the user to share his/her phone number. One can also create Custom Payment Address in addition to their phone number.